Robert and Emily Thorley are launching an animal sanctuary in Thompson Station, Tennessee, but face challenges as they prepare to start 2026 without health insurance. Both lost their jobs in November and are struggling financially. Robert previously had a zero-dollar premium plan through the Affordable Care Act (ACA), but upcoming changes mean even basic plans will be unaffordable for them.
The couple is already dealing with the financial strain of medical costs, as Emily has significant health expenses. They are exploring alternatives for healthcare costs, including visiting a psychiatrist who charges a sliding fee based on income.
Many uninsured individuals, like the Thorleys, will need to navigate new avenues for medical care as Federal Qualified Health Centers (FQHCs) anticipate an influx of patients. Although FQHCs offer sliding scale fees and some free prescriptions, there’s concern about the capacity to meet demand. The article notes a broader issue of uninsured rates rising in states like Tennessee, where Medicaid has not been expanded, intensifying financial pressures on hospitals and care providers.
Overall, the Thorleys’ situation highlights the challenges faced by many Americans who risk being without affordable health coverage.
Source link
