This year has been challenging for travelers in New England, notably when hundreds found themselves stranded in the Caribbean after the FAA unexpectedly closed airspace. Some travelers expressed their concerns about the implications, like unexpected hotel costs. Travel experts, including Suzanne Moreau from InsureMyTrip, emphasize the importance of having travel insurance to mitigate such unforeseen events. They recommend looking for comprehensive coverage that addresses cancellations and delays, costing between 4% and 10% of the trip price, but with exclusions such as “acts of war” or injuries from alcohol or moped accidents.
Experts advise considering premium add-ons, like cancellation for any reason, which increases costs by 5-10% but must be purchased shortly after booking the trip. If travelers miss that window, they may only find limited insurance options available. Moreover, ensuring proper understanding of insurance coverage based on travel activities is crucial for peace of mind.
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